Bitstac: Cross border transactions with fiat currency & stablecoins and Virtual Card
Bitstac: Cross border transactions with fiat currency & stablecoins and Virtual Card
Bitstac: Cross border transactions with fiat currency & stablecoins and Virtual Card
2024
2024
Web 2
Web 2
Fintech
Fintech
role
role
Product Designer
Product Designer
Product Designer
platform
platform
IOS and Andriod
IOS and Andriod
IOS and Andriod
duration
duration
2 Months
2 Months
2 Months
link
link
Bitsac App
Bitsac App
Bitsac App
Introduction
Introduction
Introduction
Bitstac is a modern fintech application designed to simplify cross-border financial transactions across Africa and beyond. With support for both fiat currencies (USD, NGN, GHC, KES) and stablecoins (USDT, BTC, ETH), Bitstac bridges the gap between traditional finance and decentralized finance, offering users flexibility, speed, and affordability in moving money, spending, and saving.
Bitstac is a modern fintech application designed to simplify cross-border financial transactions across Africa and beyond. With support for both fiat currencies (USD, NGN, GHC, KES) and stablecoins (USDT, BTC, ETH), Bitstac bridges the gap between traditional finance and decentralized finance, offering users flexibility, speed, and affordability in moving money, spending, and saving.
Bitstac is a modern fintech application designed to simplify cross-border financial transactions across Africa and beyond. With support for both fiat currencies (USD, NGN, GHC, KES) and stablecoins (USDT, BTC, ETH), Bitstac bridges the gap between traditional finance and decentralized finance, offering users flexibility, speed, and affordability in moving money, spending, and saving.
Project Background and Context
Project Background and Context
Project Background and Context
Africa’s growing population of tech-savvy and mobile-first users is facing challenges in accessing fast, affordable, and secure cross-border financial services. Remittance costs remain high, banking infrastructure is unevenly distributed, and global digital payments are often limited by currency restrictions and platform incompatibility.
Bitstac was born out of a need to build a user-first platform that allows individuals and small businesses to:
Seamlessly transact across borders.
Swap between fiat and crypto with minimal friction.
Access digital financial tools like virtual cards and stablecoin storage.
As the founding product designer, I worked closely with the product manager and engineers from the early idea stage through MVP development and usability testing.
Africa’s growing population of tech-savvy and mobile-first users is facing challenges in accessing fast, affordable, and secure cross-border financial services. Remittance costs remain high, banking infrastructure is unevenly distributed, and global digital payments are often limited by currency restrictions and platform incompatibility.
Bitstac was born out of a need to build a user-first platform that allows individuals and small businesses to:
Seamlessly transact across borders.
Swap between fiat and crypto with minimal friction.
Access digital financial tools like virtual cards and stablecoin storage.
As the founding product designer, I worked closely with the product manager and engineers from the early idea stage through MVP development and usability testing.
Africa’s growing population of tech-savvy and mobile-first users is facing challenges in accessing fast, affordable, and secure cross-border financial services. Remittance costs remain high, banking infrastructure is unevenly distributed, and global digital payments are often limited by currency restrictions and platform incompatibility.
Bitstac was born out of a need to build a user-first platform that allows individuals and small businesses to:
Seamlessly transact across borders.
Swap between fiat and crypto with minimal friction.
Access digital financial tools like virtual cards and stablecoin storage.
As the founding product designer, I worked closely with the product manager and engineers from the early idea stage through MVP development and usability testing.
Core Problem
Core Problem
Core Problem
Users across African countries face multiple hurdles when trying to:
Send or receive money internationally.
Convert between currencies without high fees.
Access international payment tools such as virtual cards.
Store value securely in either fiat or crypto forms.
Despite the rise in mobile money and crypto awareness, no single platform offered a seamless blend of these services in a simple, intuitive, and compliant manner.
Users across African countries face multiple hurdles when trying to:
Send or receive money internationally.
Convert between currencies without high fees.
Access international payment tools such as virtual cards.
Store value securely in either fiat or crypto forms.
Despite the rise in mobile money and crypto awareness, no single platform offered a seamless blend of these services in a simple, intuitive, and compliant manner.
Users across African countries face multiple hurdles when trying to:
Send or receive money internationally.
Convert between currencies without high fees.
Access international payment tools such as virtual cards.
Store value securely in either fiat or crypto forms.
Despite the rise in mobile money and crypto awareness, no single platform offered a seamless blend of these services in a simple, intuitive, and compliant manner.
Who I’m Designing For
Who I’m Designing For
Who I’m Designing For
The primary users include:
Freelancers and remote workers receiving payments in foreign currencies.
Small business owners engaging in cross-border trade.
Digital natives and crypto users who prefer stablecoins for savings or transactions.
Everyday users seeking cost-effective ways to send money to family or shop online with virtual cards.
The primary users include:
Freelancers and remote workers receiving payments in foreign currencies.
Small business owners engaging in cross-border trade.
Digital natives and crypto users who prefer stablecoins for savings or transactions.
Everyday users seeking cost-effective ways to send money to family or shop online with virtual cards.
The primary users include:
Freelancers and remote workers receiving payments in foreign currencies.
Small business owners engaging in cross-border trade.
Digital natives and crypto users who prefer stablecoins for savings or transactions.
Everyday users seeking cost-effective ways to send money to family or shop online with virtual cards.
Key Pain Points Identified
Key Pain Points Identified
Key Pain Points Identified
High fees on traditional remittance platforms.
Currency conversion issues and poor exchange rates.
Lack of accessible crypto-fiat swapping tools.
Limited access to virtual cards for international shopping.
Cumbersome KYC processes and poor wallet funding experiences.
Unclear transaction tracking and user confusion during transfers.
High fees on traditional remittance platforms.
Currency conversion issues and poor exchange rates.
Lack of accessible crypto-fiat swapping tools.
Limited access to virtual cards for international shopping.
Cumbersome KYC processes and poor wallet funding experiences.
Unclear transaction tracking and user confusion during transfers.
High fees on traditional remittance platforms.
Currency conversion issues and poor exchange rates.
Lack of accessible crypto-fiat swapping tools.
Limited access to virtual cards for international shopping.
Cumbersome KYC processes and poor wallet funding experiences.
Unclear transaction tracking and user confusion during transfers.
Key Features
Key Features
Key Features
Multi-currency Wallet: Manage balances in NGN, GHC, KES, USD, BTC, ETH, and USDT.
Currency Swapping: Real-time crypto and fiat conversions with low fees.
Wallet Funding: Fund via cards, mobile money, or virtual bank accounts.
Send/Receive Funds: Use Bitstac Tag, bank accounts, or mobile money wallets.
Virtual Card Creation: Generate USD virtual cards for online shopping and subscriptions.
Spending Analytics: View transaction history, category insights, and wallet trends.
Secure KYC: Tiered verification based on transaction limits and regional regulations.
Push Notifications: Real-time alerts for transactions, swaps, and funding activities.
Multi-currency Wallet: Manage balances in NGN, GHC, KES, USD, BTC, ETH, and USDT.
Currency Swapping: Real-time crypto and fiat conversions with low fees.
Wallet Funding: Fund via cards, mobile money, or virtual bank accounts.
Send/Receive Funds: Use Bitstac Tag, bank accounts, or mobile money wallets.
Virtual Card Creation: Generate USD virtual cards for online shopping and subscriptions.
Spending Analytics: View transaction history, category insights, and wallet trends.
Secure KYC: Tiered verification based on transaction limits and regional regulations.
Push Notifications: Real-time alerts for transactions, swaps, and funding activities.
Multi-currency Wallet: Manage balances in NGN, GHC, KES, USD, BTC, ETH, and USDT.
Currency Swapping: Real-time crypto and fiat conversions with low fees.
Wallet Funding: Fund via cards, mobile money, or virtual bank accounts.
Send/Receive Funds: Use Bitstac Tag, bank accounts, or mobile money wallets.
Virtual Card Creation: Generate USD virtual cards for online shopping and subscriptions.
Spending Analytics: View transaction history, category insights, and wallet trends.
Secure KYC: Tiered verification based on transaction limits and regional regulations.
Push Notifications: Real-time alerts for transactions, swaps, and funding activities.
Conclusion
Conclusion
Conclusion
Designing Bitstac presented an opportunity to craft a truly inclusive and future-forward fintech experience. Through user-centered design, iterative prototyping, and rigorous testing, the product now empowers users across Africa to gain financial freedom and cross-border access without the friction of legacy systems.
Bitstac is more than an app—it’s a financial bridge that connects people, currencies, and opportunities across regions.
Designing Bitstac presented an opportunity to craft a truly inclusive and future-forward fintech experience. Through user-centered design, iterative prototyping, and rigorous testing, the product now empowers users across Africa to gain financial freedom and cross-border access without the friction of legacy systems.
Bitstac is more than an app—it’s a financial bridge that connects people, currencies, and opportunities across regions.
Designing Bitstac presented an opportunity to craft a truly inclusive and future-forward fintech experience. Through user-centered design, iterative prototyping, and rigorous testing, the product now empowers users across Africa to gain financial freedom and cross-border access without the friction of legacy systems.
Bitstac is more than an app—it’s a financial bridge that connects people, currencies, and opportunities across regions.
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Moh Ahmad Garba
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